See your Virginia take-home pay after federal tax, Virginia state tax, Social Security, and Medicare — updated for 2026.
Calculate your take-home pay after all deductions
Enter your annual salary or hourly wage, select your pay frequency and tax filing status, then choose your state. The calculator applies the 2026 federal income tax brackets, FICA taxes (Social Security and Medicare), your state's 2026 income tax brackets, standard deduction and personal exemption, and — for states that have them — mandatory state disability insurance (SDI) or paid family and medical leave (PFML) deductions as separate line items.
| Tax Rate | Taxable Income Range |
|---|---|
| 10% | $0 – $12,400 |
| 12% | $12,401 – $50,400 |
| 22% | $50,401 – $105,700 |
| 24% | $105,701 – $201,775 |
| 32% | $201,776 – $256,225 |
| 35% | $256,226 – $640,600 |
| 37% | Over $640,600 |
Social Security is withheld at 6.2% on wages up to $184,500 (2026 wage base, up from $176,100 in 2025). Medicare is withheld at 1.45% on all wages, plus an additional 0.9% on wages over $200,000.
The standard deduction for 2026 is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household. This calculator applies the standard deduction before computing federal income tax.
Fourteen states take an employee payroll contribution for disability insurance, paid family leave or a similar program, separate from state income tax. The calculator shows these as their own line item. The 2026 employee rates are: California SDI 1.3% (no wage cap); Colorado FAMLI 0.44%; Connecticut Paid Leave 0.5%; Delaware Paid Leave up to 0.4%; Hawaii TDI 0.5% (capped at about $390 a year); Maine Paid Leave 0.5%; Massachusetts PFML about 0.46%; Minnesota Paid Leave 0.44%; New Jersey TDI 0.19%, FLI 0.23% and unemployment 0.425%; New York PFL 0.432% plus disability insurance of up to $31.20 a year; Oregon Paid Leave 0.6% plus a 0.1% transit tax; Pennsylvania unemployment 0.07%; Rhode Island TDI 1.1% of the first $100,000; and Washington PFML about 0.81% plus WA Cares 0.58%.
Convert between hourly wages and annual/monthly salary
To convert an hourly wage to an annual salary, multiply by the number of hours you work per week, then by 52 weeks. A full-time worker at 40 hours/week multiplies their hourly rate by 2,080 to get their annual gross pay. To go the other way, divide annual salary by 2,080.
Keep in mind that salaried employees are typically "exempt" and don't receive overtime, while hourly workers are often entitled to 1.5× their regular rate for hours over 40 per week.
Find the gross pay needed to hit a specific take-home amount
A gross-up calculation works backwards from a target take-home amount to find the gross pay that produces it. This is useful for negotiating a specific net salary, setting up a one-time bonus that must net a round number after taxes, or reimbursing an employee for an expense without them losing value to withholding.
Because federal income tax is progressive (the rate itself increases as income rises) there's no simple multiplication that works — this calculator numerically solves for the gross amount using the same 2026 federal brackets, FICA, state income tax, state SDI/PFML, 401(k), and health insurance settings as the main paycheck calculator, then verifies the result by running it back through the full withholding calculation.
Calculate your total pay with regular and overtime hours
Under the Fair Labor Standards Act (FLSA), non-exempt employees must receive overtime pay of at least 1.5× their regular rate for any hours worked over 40 in a workweek. Some states (California, Alaska, Nevada) also require daily overtime for hours over 8 in a single day.
Salaried employees earning over the FLSA threshold ($684/week as of 2024 rules) are generally exempt from overtime requirements.
See how a raise impacts your paycheck and annual income
Virginia's brackets run from 2% to 5.75%, but the top rate begins at $17,000 of taxable income and the thresholds have not changed since 1990, so most of a full-time salary is taxed at 5.75%. The standard deduction is $8,750 for single filers and $17,500 for couples in 2026, plus a $930 personal exemption each.
| Rate | Taxable income (all filing statuses) |
|---|---|
| 2% | $0 – $3,000 |
| 3% | $3,000 – $5,000 |
| 5% | $5,000 – $17,000 |
| 5.75% | Over $17,000 |
The rates apply to taxable income, which is your wages after pre-tax deductions, the standard deduction and exemptions. The 2026 standard deduction is $8,750 for single filers and $17,500 for married couples filing jointly. Each filer also gets a personal exemption of $930 ($1,860 for a couple).
Each row is a single filer paid every two weeks who takes the standard deduction and has no 401(k) or health insurance deductions. The figures come from the same 2026 tables the calculator above uses.
| Salary | Federal income tax | Social Security & Medicare | Virginia income tax | Take-home per year | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,486 | $32,834 | $1,263 |
| $60,000 | $5,020 | $4,590 | $2,636 | $47,754 | $1,837 |
| $80,000 | $8,770 | $6,120 | $3,786 | $61,324 | $2,359 |
| $100,000 | $13,170 | $7,650 | $4,936 | $74,244 | $2,856 |
| $150,000 | $24,734 | $11,475 | $7,811 | $105,980 | $4,076 |
On a $60,000 salary, Virginia ranks 41st of the 50 states for take-home pay, where 1st keeps the most. The same salary leaves $47,904 in Maryland and $48,505 in North Carolina. At $25 an hour for a 40-hour week ($52,000 a year), take-home pay in Virginia is about $1,607 per biweekly paycheck. A married couple filing jointly on one $100,000 salary keeps about $80,331 a year.
Virginia cities and counties do not tax wages.
Virginia does not require employees to pay into a state disability or paid family leave program, so the state adds only income tax to a paycheck.
The calculator applies Virginia's 2026 brackets to your wages after pre-tax deductions and the deduction and exemption amounts shown above. Head of household filers are estimated with the single-filer brackets. Employers withhold using the state's withholding tables, so the amount on a given pay stub can differ a little from the annual tax shown here.
Yes. Virginia has a graduated income tax with 4 brackets and rates from 2% to 5.75% in 2026.
A single filer earning $60,000 in Virginia takes home about $47,754 a year, or $1,837 per biweekly paycheck. That is after $5,020 in federal income tax, $4,590 in Social Security and Medicare and $2,636 in Virginia income tax, and assumes the standard deduction with no 401(k) or health insurance deductions.
$25 an hour for 40 hours a week is $52,000 a year. A single filer in Virginia takes home about $41,786 of that, or $1,607 every two weeks.
At $17,000 of taxable income, for every filing status. Because that threshold is so low, most of a full-time salary is taxed at the 5.75% top rate.
Sources: Virginia Department of Taxation; Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Figures reviewed October 2026. These are estimates, and your actual withholding may differ.